- Credit Card Processing
Credit Card Processing
Invested in Your Success
Heartland serves businesses of all sizes and is dedicated to helping you achieve your goals. Fairness and transparency are our core values. We created the Merchant Bill of Rights to promote fair payment processing practices on behalf of small to mid-sized business owners. We focus on customer relationships and take pride in serving as your advocate.
Ready to go beyond accepting major credit cards? Heartland offers the latest in flexible payment processing options from Apple Pay and Google Pay, to Point-of-Sale, mobile card readers and more. With Heartland you can accept payments ANYWHERE, with ANY METHOD, on ANY DEVICE.
At Heartland, transparency drives everything we do. That’s why we offer Interchange-Plus pricing—giving you full disclosure into how much you’re paying us and how much goes to the card brands. This protects you from arbitrary price increases and ensures that you receive the full benefit of cost reductions, such as the Durbin Amendment savings.
Heartland consolidates all of your credit card transactions into a single statement regardless of the credit card brand used, giving you a single view of your transactions. No more surfing through multiple statements.
No Hidden Fees
Other credit card processors mislead merchants by hiding extra fees and surcharges in confusing contracts and statements. At Heartland, fairness and transparency are our core values. It defines who we are and how we do business as your advocate. With Heartland, merchants can count on an easy-to-read credit card statement that clearly shows how much they paid and what they are accountable for. This way, merchants know which fees were sent to the card brands, and the amount collected by Heartland—full disclosure and transparency.
Real- Time Merchant Account Reporting
At no additional charge, Heartland customers have online access to their merchant account 24/7/365. InfoCentral is Heartland’s robust online portal that gives you complete visibility into your transactions. No more waiting on credit card statements in the mail. With Heartland’s web portal, merchants can check batches, deposits and transactions, run reports, download data, view monthly statements and order equipment, all in real time. Heartland also makes it easy for card processing merchants to quickly and easily solve disputes through direct communication with our dispute resolution team via InfoCentral on your desktop or mobile device.
24/7 Customer Support
Heartland delivers best-in-class customer service. Our U.S.-based service center provides live customer support 24/7/365, with calls answered in less than ten seconds on average. Unlike other 24/7 support lines, Heartland doesn’t use a ticket system that requires waiting for a resolution. A customer advocate immediately addresses our merchants’ inquiries.
Heartland is proud to have the support of over 250 state and national associations. These organizations have consistently recognized Heartland for our efficient, secure, and straightforward services. We are also honored to be the preferred vendor of the National Restaurant Association and the National Hotel & Lodging Association.
If you have any questions, would like to receive a quote for services, or are ready to activate your new account, please contact us at the number or email address below.
Toll Free: 1-844-875-8118