Benefits of Equipment Financing

Do you need to purchase new or used equipment for your business or home? If so, AAJ Electronics can help. 
Learn more about why financing your equipment purchase through our partner TimePayment is beneficial to you.

Fast Credit Decisions
Apply online anytime. Receive a credit decision for the maximum amount you can finance in seconds. Start-ups and 
challenged credits supported.

Affordable, Fixed Monthly Payments 
Know your monthly payment and term in advance so you can handle your monthly cash flow more easily.

Minimal Upfront Cost
Our standard lease program only requires one advance payment and the documentation fee prior to the start of the lease.

Tax Advantages

Lease payments may be fully tax-deductible as an operational expense.

Preserve Existing Bank & Credit Card Lines

Leasing with AAJ Electronics lets you acquire the equipment you need affordably, while preserving your other sources of credit.

Protect Against Obsolete Technology Equipment Financing vs. Other Payment Options

Plan for a technology upgrade with the right lease or rental term.

Equipment Financing vs. Other Payment Options
Financing your equipment purchase with our partner Timepayment Funding is a smart decision for business owners on a budget.

Getting the equipment your company needs now, and being able to use that equipment to generate revenue and pay for the 
equipment over time through affordable monthly payments can significantly impact on a company's bottom line.

Equipment leasing is a smart alternative to purchasing if you do not want to own equipment that may become obsolete quickly. 
Learn how lease financing compares to other purchasing options:

Equipment Financing vs. Purchasing Outright
Few companies are in a position where they have enough working capital to purchase all their equipment & Software outright.
If you finance your equipment purchase with AAJ Electronics Funding, your company will have more available credit for future 
business opportunities.

Equipment Financing vs. Credit Cards

Many small businesses and startups have limited lines of credit available. When you purchase your equipment with a credit card
you are wasting valuable lines of credit that your company may need to utlize for other expenses. 
If you finance your equipment purchase with AAJ Electronics, you leave yourself more options for future company needs.

Equipment Financing vs. Small Business Loans

Equipment financing may be an affordable alternative to a loan. Many lending institutions have very strict requirements 
businesses must meet before the bank will extend a loan or line of credit. Bank loans usually require a significant down payment 
that can range between 10% - 20% of the equipment cost.

With a AAJ Electronics lease our standard program only requires one advance payment and the documentation fee prior 
to the start of the lease. AAJ Electronics is able to offer financing to more businesses that have yet to establish 
a strong credit history or have a compromised credit history through our innovative, multilevel financing products.